Clive Kornitzer is a a transformational leader with over 25 years of financial experience. He joined OSB in 2013 after having worked at several financial organisations, including Yorkshire Building Society, John Charcol Limited, Bradford and Bingley plc, and Santander. He is a Fellow of the Chartered Institute of Bankers, served as Chair of the FS Forums Retail Baking Sub-Committee, is a recent graduate of the INSEAD AMP Program, and has held positions at the European Financial Management Association. Clive has a proven track record of leading strategic, transformational, and change program as well as international operational functions.